Privacy Policy

Who we are

Factoring & Finance Review are a trading style of Factoring & Finance Independent Review Services Limited which are Commercial Finance Brokers based in Manchester, England. We act as the following: Introducer, advisor, broker & intermediary for our customers.

How we will use the information about you

Here at Factoring & Finance Review we take your privacy seriously and will use your personal information in a number of ways which will help us;

• Assist lender & service provider decisions
• For fraud prevention
•  For audit purposes
• For statistical analysis
• For credit reference checks

We may share your information with, and obtain information about you from, credit reference agencies or fraud prevention agencies. If you apply to us for insurance we will pass your details to the insurer. Information you provided may be put onto a register of claims and shared with other insurers to prevent fraudulent claims.

We will not disclose your information to any company outside of our approved brokers, intermediaries, lenders or service providers except to help prevent fraud or if required by law to do so.

For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change information we hold about you, please contact [email protected]

Your Personal Data:

What we need

Factoring & Finance Review will be what is known as the controller and the processer of the personal data you provide to us. We collect personal data about you which may also include any special types of information or location-based information.

We also gather

Name, address, email, dependents & financial status.

Why we need it

We will share your details with the brokers, intermediaries, lenders or service, so that they process your information, allowing Factoring & Finance Review to offer suitable and sustainable products that they provide

We need to know your basic personal data in order to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need in order to provide and oversee this service to you.

For processing of data to be lawful under GDPR Factoring & Finance Review use;

Contract: the processing is necessary for a contract you have with the individual, or because they have asked you to take specific steps before entering into a contract.

What we do with it

All the personal data we use is controlled by Factoring & Finance Review in the UK, however, for the purposes of IT hosting and maintenance, this information is located on servers within the European Union. No 3rd parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data. More information on this framework can be found at www.factoringfinancereview.co.uk.

We may pass your data to brokers, intermediaries, lenders or service providers in order to provide you with offers of products suitable to meet your customer requirements.

Your data is stored electronically on our cloud encrypted server. Our server is based in the UK

How long we keep it

We are required under regulation to keep your basic personal data, such as name, address & contact details for a minimum of 6 years, after which time it will be destroyed. The information used for marketing will be kept with us until you notify us that you no longer wish to receive this information.

What are your rights?

If at any point you believe retained information is incorrect you can request to see this information and even have it corrected and possibly deleted. Providing you with this information is free of charge, but charges may apply for excessive requests.

If you wish to raise a complaint on how we have handled your personal data, you can contact our Data Protection Officer who will investigate the matter.

Our Data Protection Officer is Mr Darbyshire and you can contact them at [email protected]

Where relevant, you have the right to withdraw consent at any time and this means that we cannot process your data provided without your consent.

If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law you can complain to the Information Commissioner’s Office (ICO).